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Free Credit Report

Your Credit Report Matters

Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application.
Reviewing credit reports helps you catch signs of identity theft early.

FREE Credit Reports. Federal law allows you to:

Get a free copy of your credit report every 12 months from each credit reporting company
Ensure that the information on all of your credit reports is correct and up to date.





AnnualCreditReport.com is the only official site explicitly directed by Federal law to provide free credit reports. Learn more at the Federal Trade Commission website by clicking here.

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BuilderConnect is a service of Land Home Financial / Builder Division. Land Home Financial Services, Inc. (also known as "Land Home" or "Land Home Financial") is an Equal Housing Opportunity Lender . Call your loan officer for details. Rates, Program, Fees, and Guidelines are subject to change without notice. Restrictions apply. Not a commitment to lend. The information, loan option scenarios, and/or guidelines are for illustrative/marketing purposes only and will vary depending on circumstances, terms may not apply to every situation. Land Home only conducts business in states we are approved to. Land Home Financial Services, Inc. 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access or click here. NMLS Consumer Access Website Authorization by New York State Department of Financial Services Pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this website.